Call reports 2011
RSNB BANK — 2011
What RSNB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 338,875,000 | 333,621,000 | 347,561,000 | 361,579,000 |
| Total loans | 113,355,000 | 108,102,000 | 108,916,000 | 101,952,000 |
| Allowance for loan losses | 2,014,000 | 2,014,000 | 2,014,000 | 2,014,000 |
| Securities available for sale | 191,704,000 | 195,353,000 | 202,969,000 | 223,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,102,000 | 296,279,000 | 308,212,000 | 320,557,000 |
| Interest-bearing deposits | 224,866,000 | 219,186,000 | 224,198,000 | 235,234,000 |
| Noninterest-bearing deposits | 79,236,000 | 77,093,000 | 84,014,000 | 85,323,000 |
| Equity capital | 30,277,000 | 32,691,000 | 34,577,000 | 36,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,564,000 | 9,731,000 | 12,797,000 |
| Interest expense | 327,000 | 629,000 | 899,000 | 1,150,000 |
| Net interest income | 2,959,000 | 5,935,000 | 8,832,000 | 11,647,000 |
| Noninterest income | 423,000 | 876,000 | 1,346,000 | 2,107,000 |
| Noninterest expense | 1,926,000 | 3,902,000 | 5,655,000 | 7,438,000 |
| Provision for loan losses | -150,000 | -135,000 | 134,000 | 68,000 |
| Pretax income | 1,606,000 | 3,348,000 | 4,723,000 | 6,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,606,000 | 3,348,000 | 4,723,000 | 6,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,335,000 | 30,916,000 | 31,711,000 | 33,665,000 |
| Total capital | 32,074,000 | 32,602,000 | 33,424,000 | 35,415,000 |
| Risk-weighted assets | 138,888,000 | 134,572,000 | 136,731,000 | 139,754,000 |