Call reports 2007
RSNB BANK — 2007
What RSNB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 285,903,000 | 288,698,000 | 289,579,000 | 301,387,000 |
| Total loans | 132,478,000 | 141,113,000 | 142,652,000 | 143,548,000 |
| Allowance for loan losses | 750,000 | 750,000 | 750,000 | 750,000 |
| Securities available for sale | 119,366,000 | 118,806,000 | 118,998,000 | 124,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,440,000 | 258,197,000 | 255,537,000 | 270,740,000 |
| Interest-bearing deposits | 194,433,000 | 195,003,000 | 191,408,000 | 204,375,000 |
| Noninterest-bearing deposits | 62,007,000 | 63,194,000 | 64,129,000 | 66,365,000 |
| Equity capital | 23,242,000 | 19,726,000 | 21,780,000 | 24,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,227,000 | 8,572,000 | 12,995,000 | 17,476,000 |
| Interest expense | 1,555,000 | 3,129,000 | 4,746,000 | 6,361,000 |
| Net interest income | 2,672,000 | 5,443,000 | 8,249,000 | 11,115,000 |
| Noninterest income | 328,000 | 681,000 | 1,057,000 | 1,432,000 |
| Noninterest expense | 1,633,000 | 3,265,000 | 4,894,000 | 6,571,000 |
| Provision for loan losses | 43,000 | 7,000 | 134,000 | 204,000 |
| Pretax income | 1,310,000 | 2,838,000 | 4,259,000 | 5,769,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,310,000 | 2,838,000 | 4,259,000 | 5,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,809,000 | 23,997,000 | 24,248,000 | 25,760,000 |
| Total capital | 25,709,000 | 24,897,000 | 25,148,000 | 26,660,000 |
| Risk-weighted assets | 163,563,000 | 168,506,000 | 169,308,000 | 170,950,000 |