Call reports 2005
RSNB BANK — 2005
What RSNB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 243,892,000 | 242,291,000 | 256,897,000 | 273,964,000 |
| Total loans | 126,643,000 | 129,283,000 | 132,964,000 | 125,652,000 |
| Allowance for loan losses | 850,000 | 900,000 | 1,000,000 | 1,100,000 |
| Securities available for sale | 95,675,000 | 94,310,000 | 96,554,000 | 115,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,622,000 | 208,619,000 | 224,515,000 | 240,660,000 |
| Interest-bearing deposits | 160,555,000 | 158,831,000 | 169,364,000 | 180,282,000 |
| Noninterest-bearing deposits | 48,067,000 | 49,788,000 | 55,151,000 | 60,378,000 |
| Equity capital | 21,823,000 | 21,658,000 | 21,334,000 | 21,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,161,000 | 6,494,000 | 9,970,000 | 13,618,000 |
| Interest expense | 593,000 | 1,269,000 | 2,039,000 | 3,007,000 |
| Net interest income | 2,568,000 | 5,225,000 | 7,931,000 | 10,611,000 |
| Noninterest income | 297,000 | 634,000 | 963,000 | 1,257,000 |
| Noninterest expense | 1,412,000 | 2,820,000 | 4,236,000 | 5,713,000 |
| Provision for loan losses | 34,000 | 54,000 | 193,000 | 278,000 |
| Pretax income | 1,070,000 | 2,419,000 | 3,899,000 | 5,311,000 |
| Income tax | -347,000 | -347,000 | -347,000 | -456,000 |
| Net income | 1,417,000 | 2,766,000 | 4,246,000 | 5,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,432,000 | 22,513,000 | 22,610,000 | 24,131,000 |
| Total capital | 24,282,000 | 23,413,000 | 23,610,000 | 25,231,000 |
| Risk-weighted assets | 133,768,000 | 136,543,000 | 142,947,000 | 150,056,000 |
Machine access — free, no API key
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