Call reports 2002
RSNB BANK — 2002
What RSNB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 229,431,000 | 225,027,000 | 220,920,000 | 235,715,000 |
| Total loans | 87,345,000 | 94,054,000 | 95,766,000 | 91,796,000 |
| Allowance for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Securities available for sale | 130,555,000 | 119,236,000 | 112,750,000 | 132,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,207,000 | 180,029,000 | 174,188,000 | 191,980,000 |
| Interest-bearing deposits | 155,001,000 | 144,064,000 | 139,548,000 | 156,584,000 |
| Noninterest-bearing deposits | 34,206,000 | 35,965,000 | 34,640,000 | 35,396,000 |
| Equity capital | 22,925,000 | 23,362,000 | 25,031,000 | 23,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,624,000 | 9,704,000 | 12,681,000 |
| Interest expense | 992,000 | 1,893,000 | 2,710,000 | 3,523,000 |
| Net interest income | 2,375,000 | 4,731,000 | 6,994,000 | 9,158,000 |
| Noninterest income | 181,000 | 376,000 | 564,000 | 774,000 |
| Noninterest expense | 1,223,000 | 2,439,000 | 3,692,000 | 4,901,000 |
| Provision for loan losses | 3,000 | -72,000 | -80,000 | -12,000 |
| Pretax income | 1,594,000 | 3,348,000 | 4,778,000 | 5,875,000 |
| Income tax | 541,000 | 1,136,000 | 1,620,000 | 1,991,000 |
| Net income | 1,053,000 | 2,212,000 | 3,158,000 | 3,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,855,000 | 22,414,000 | 23,361,000 | 21,687,000 |
| Total capital | 23,455,000 | 23,014,000 | 23,961,000 | 22,287,000 |
| Risk-weighted assets | 113,781,000 | 114,752,000 | 116,436,000 | 116,612,000 |