Call reports 2001
RSNB BANK — 2001
What RSNB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 200,134,000 | 210,112,000 | 211,690,000 | 231,805,000 |
| Total loans | 78,842,000 | 85,583,000 | 83,363,000 | 84,832,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 600,000 |
| Securities available for sale | 109,784,000 | 104,851,000 | 114,834,000 | 135,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,884,000 | 176,209,000 | 172,169,000 | 192,221,000 |
| Interest-bearing deposits | 145,929,000 | 147,784,000 | 137,973,000 | 158,826,000 |
| Noninterest-bearing deposits | 27,955,000 | 28,425,000 | 34,196,000 | 33,395,000 |
| Equity capital | 22,670,000 | 22,331,000 | 24,001,000 | 22,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,508,000 | 7,104,000 | 10,547,000 | 14,078,000 |
| Interest expense | 1,628,000 | 3,111,000 | 4,450,000 | 5,565,000 |
| Net interest income | 1,880,000 | 3,993,000 | 6,097,000 | 8,513,000 |
| Noninterest income | 174,000 | 381,000 | 568,000 | 762,000 |
| Noninterest expense | 1,210,000 | 2,353,000 | 3,542,000 | 4,693,000 |
| Provision for loan losses | 110,000 | 63,000 | 182,000 | 228,000 |
| Pretax income | 822,000 | 2,023,000 | 3,140,000 | 4,715,000 |
| Income tax | 278,000 | 685,000 | 1,064,000 | 1,598,000 |
| Net income | 544,000 | 1,338,000 | 2,076,000 | 3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,037,000 | 21,563,000 | 22,303,000 | 21,801,000 |
| Total capital | 22,587,000 | 22,113,000 | 22,853,000 | 22,401,000 |
| Risk-weighted assets | 91,454,000 | 94,861,000 | 99,511,000 | 111,054,000 |