Call reports 2002
FIRST FIDELITY BANK — 2002
What FIRST FIDELITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 530,703,000 | 532,973,000 | 553,012,000 | 556,850,000 |
| Total loans | 320,430,000 | 328,367,000 | 343,419,000 | 344,071,000 |
| Allowance for loan losses | 3,880,000 | 4,125,000 | 4,113,000 | 4,193,000 |
| Securities available for sale | 78,139,000 | 80,811,000 | 76,442,000 | 68,836,000 |
| Securities held to maturity | 58,716,000 | 54,073,000 | 50,881,000 | 64,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,206,000 | 420,196,000 | 433,397,000 | 437,130,000 |
| Interest-bearing deposits | 371,545,000 | 364,778,000 | 368,622,000 | 374,548,000 |
| Noninterest-bearing deposits | 54,662,000 | 55,418,000 | 64,775,000 | 62,582,000 |
| Equity capital | 52,488,000 | 54,084,000 | 55,453,000 | 56,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,116,000 | 16,149,000 | 24,223,000 | 32,031,000 |
| Interest expense | 2,221,000 | 4,354,000 | 6,493,000 | 8,485,000 |
| Net interest income | 5,895,000 | 11,795,000 | 17,730,000 | 23,546,000 |
| Noninterest income | 1,966,000 | 4,041,000 | 6,288,000 | 8,559,000 |
| Noninterest expense | 4,937,000 | 10,252,000 | 15,649,000 | 20,810,000 |
| Provision for loan losses | 296,000 | 727,000 | 1,003,000 | 1,306,000 |
| Pretax income | 2,628,000 | 4,870,000 | 7,378,000 | 10,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,628,000 | 4,870,000 | 7,378,000 | 10,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,477,000 | 41,023,000 | 41,969,000 | 43,065,000 |
| Total capital | 44,356,000 | 45,148,000 | 46,082,000 | 47,258,000 |
| Risk-weighted assets | 339,607,000 | 350,700,000 | 363,348,000 | 363,120,000 |