Call reports 2001
WAYNE COUNTY NATIONAL BANK OF WOOSTER, THE — 2001
What WAYNE COUNTY NATIONAL BANK OF WOOSTER, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 416,252,000 | 414,069,000 | 431,346,000 | 443,207,000 |
| Total loans | 289,758,000 | 303,066,000 | 320,903,000 | 299,446,000 |
| Allowance for loan losses | 3,965,000 | 4,019,000 | 4,027,000 | 4,364,000 |
| Securities available for sale | 86,868,000 | 81,687,000 | 81,967,000 | 108,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,922,000 | 336,498,000 | 351,720,000 | 356,293,000 |
| Interest-bearing deposits | 285,941,000 | 274,502,000 | 291,598,000 | 298,413,000 |
| Noninterest-bearing deposits | 53,981,000 | 61,996,000 | 60,122,000 | 57,880,000 |
| Equity capital | 37,923,000 | 38,927,000 | 40,761,000 | 41,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,743,000 | 15,331,000 | 22,822,000 | 30,275,000 |
| Interest expense | 3,490,000 | 6,639,000 | 9,634,000 | 12,189,000 |
| Net interest income | 4,253,000 | 8,692,000 | 13,188,000 | 18,086,000 |
| Noninterest income | 808,000 | 1,732,000 | 2,699,000 | 4,139,000 |
| Noninterest expense | 2,856,000 | 5,663,000 | 8,597,000 | 11,806,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 615,000 |
| Pretax income | 2,145,000 | 4,641,000 | 7,110,000 | 9,804,000 |
| Income tax | 692,000 | 1,510,000 | 2,264,000 | 3,120,000 |
| Net income | 1,453,000 | 3,131,000 | 4,846,000 | 6,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,733,000 | 37,794,000 | 38,816,000 | 39,868,000 |
| Total capital | 46,733,000 | 46,597,000 | 46,562,000 | 47,584,000 |
| Risk-weighted assets | 299,842,000 | 304,073,000 | 319,645,000 | 316,894,000 |