Call reports 2026
CITIZENS FIRST BANK — 2026
What CITIZENS FIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 344,168,000 | 344,470,000 |
| Total loans | 254,315,000 | 255,471,000 |
| Allowance for loan losses | 3,209,000 | 3,209,000 |
| Securities available for sale | 66,414,000 | 68,418,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 282,194,000 | 283,115,000 |
| Interest-bearing deposits | 221,521,000 | 221,506,000 |
| Noninterest-bearing deposits | 60,673,000 | 61,609,000 |
| Equity capital | 32,590,000 | 32,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,924,000 | 10,029,000 |
| Interest expense | 1,554,000 | 3,091,000 |
| Net interest income | 3,370,000 | 6,938,000 |
| Noninterest income | 600,000 | 1,122,000 |
| Noninterest expense | 2,289,000 | 4,724,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,670,000 | 3,320,000 |
| Income tax | 0 | 0 |
| Net income | 1,670,000 | 3,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 35,007,000 | 35,533,000 |
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