Call report 2025Q4
CITIZENS FIRST BANK — 2025Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 344,556,000 | USD | evidence → |
| Total loans | 248,981,000 | USD | evidence → |
| Allowance for loan losses | 3,204,000 | USD | evidence → |
| Securities available for sale | 64,551,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,651,000 | USD | evidence → |
| Interest-bearing deposits | 211,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,891,000 | USD | evidence → |
| Equity capital | 33,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,772,000 | USD | evidence → |
| Interest expense | 6,926,000 | USD | evidence → |
| Net interest income | 11,846,000 | USD | evidence → |
| Noninterest income | 1,829,000 | USD | evidence → |
| Noninterest expense | 9,070,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,431,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,431,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,427,000 | USD | evidence → |