Call report 2024Q4
CITIZENS FIRST BANK — 2024Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,149,000 | USD | evidence → |
| Total loans | 238,388,000 | USD | evidence → |
| Allowance for loan losses | 3,221,000 | USD | evidence → |
| Securities available for sale | 65,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,292,000 | USD | evidence → |
| Interest-bearing deposits | 221,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,769,000 | USD | evidence → |
| Equity capital | 28,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,544,000 | USD | evidence → |
| Interest expense | 7,496,000 | USD | evidence → |
| Net interest income | 10,048,000 | USD | evidence → |
| Noninterest income | 1,732,000 | USD | evidence → |
| Noninterest expense | 8,201,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 3,496,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 3,488,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,757,000 | USD | evidence → |
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