Call report 2023Q4
CITIZENS FIRST BANK — 2023Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,247,000 | USD | evidence → |
| Total loans | 229,107,000 | USD | evidence → |
| Allowance for loan losses | 3,148,000 | USD | evidence → |
| Securities available for sale | 69,296,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,761,000 | USD | evidence → |
| Interest-bearing deposits | 227,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,829,000 | USD | evidence → |
| Equity capital | 26,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,833,000 | USD | evidence → |
| Interest expense | 5,387,000 | USD | evidence → |
| Net interest income | 9,446,000 | USD | evidence → |
| Noninterest income | 1,602,000 | USD | evidence → |
| Noninterest expense | 7,785,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,099,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 3,056,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,876,000 | USD | evidence → |
Machine access — free, no API key
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