Call report 2019Q4
CITIZENS FIRST BANK — 2019Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,774,000 | USD | evidence → |
| Total loans | 165,988,000 | USD | evidence → |
| Allowance for loan losses | 2,663,000 | USD | evidence → |
| Securities available for sale | 35,381,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,486,000 | USD | evidence → |
| Interest-bearing deposits | 150,593,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,893,000 | USD | evidence → |
| Equity capital | 26,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,182,000 | USD | evidence → |
| Interest expense | 2,135,000 | USD | evidence → |
| Net interest income | 8,047,000 | USD | evidence → |
| Noninterest income | 1,362,000 | USD | evidence → |
| Noninterest expense | 6,240,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 2,842,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,842,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,223,000 | USD | evidence → |
| Total capital | 26,537,000 | USD | evidence → |
| Risk-weighted assets | 184,823,000 | USD | evidence → |
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