Call report 2015Q4
CITIZENS FIRST BANK — 2015Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,070,000 | USD | evidence → |
| Total loans | 129,352,000 | USD | evidence → |
| Allowance for loan losses | 2,387,000 | USD | evidence → |
| Securities available for sale | 30,491,000 | USD | evidence → |
| Securities held to maturity | 1,407,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,013,000 | USD | evidence → |
| Interest-bearing deposits | 120,896,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,117,000 | USD | evidence → |
| Equity capital | 21,087,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,531,000 | USD | evidence → |
| Interest expense | 840,000 | USD | evidence → |
| Net interest income | 6,691,000 | USD | evidence → |
| Noninterest income | 1,058,000 | USD | evidence → |
| Noninterest expense | 5,694,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 1,950,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 1,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,069,000 | USD | evidence → |
| Total capital | 20,760,000 | USD | evidence → |
| Risk-weighted assets | 134,591,000 | USD | evidence → |