Call report 2009Q4
CITIZENS FIRST BANK — 2009Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,763,000 | USD | evidence → |
| Total loans | 108,034,000 | USD | evidence → |
| Allowance for loan losses | 1,330,000 | USD | evidence → |
| Securities available for sale | 19,395,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,633,000 | USD | evidence → |
| Interest-bearing deposits | 109,079,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,554,000 | USD | evidence → |
| Equity capital | 14,891,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,866,000 | USD | evidence → |
| Interest expense | 2,460,000 | USD | evidence → |
| Net interest income | 5,406,000 | USD | evidence → |
| Noninterest income | 1,171,000 | USD | evidence → |
| Noninterest expense | 4,713,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 1,497,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 1,492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,578,000 | USD | evidence → |
| Total capital | 13,908,000 | USD | evidence → |
| Risk-weighted assets | 122,731,000 | USD | evidence → |