Call report 2009Q2
CITIZENS FIRST BANK — 2009Q2
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,407,000 | USD | evidence → |
| Total loans | 104,794,000 | USD | evidence → |
| Allowance for loan losses | 1,248,000 | USD | evidence → |
| Securities available for sale | 20,439,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,963,000 | USD | evidence → |
| Interest-bearing deposits | 103,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,014,000 | USD | evidence → |
| Equity capital | 14,316,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,889,000 | USD | evidence → |
| Interest expense | 1,309,000 | USD | evidence → |
| Net interest income | 2,580,000 | USD | evidence → |
| Noninterest income | 642,000 | USD | evidence → |
| Noninterest expense | 2,361,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 711,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,230,000 | USD | evidence → |
| Total capital | 13,478,000 | USD | evidence → |
| Risk-weighted assets | 124,374,000 | USD | evidence → |
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