Call report 2007Q4
CITIZENS FIRST BANK — 2007Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,431,000 | USD | evidence → |
| Total loans | 94,330,000 | USD | evidence → |
| Allowance for loan losses | 1,187,000 | USD | evidence → |
| Securities available for sale | 21,968,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,733,000 | USD | evidence → |
| Interest-bearing deposits | 98,828,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,905,000 | USD | evidence → |
| Equity capital | 13,218,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,099,000 | USD | evidence → |
| Interest expense | 3,542,000 | USD | evidence → |
| Net interest income | 4,557,000 | USD | evidence → |
| Noninterest income | 792,000 | USD | evidence → |
| Noninterest expense | 3,984,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 1,325,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 1,296,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,395,000 | USD | evidence → |
| Total capital | 12,582,000 | USD | evidence → |
| Risk-weighted assets | 101,178,000 | USD | evidence → |