Call report 2002Q4
CITIZENS FIRST BANK — 2002Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 24,978,000 | USD | evidence → |
| Total loans | 18,312,000 | USD | evidence → |
| Allowance for loan losses | 202,000 | USD | evidence → |
| Securities available for sale | 204,000 | USD | evidence → |
| Securities held to maturity | 3,200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,572,000 | USD | evidence → |
| Interest-bearing deposits | 19,576,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,996,000 | USD | evidence → |
| Equity capital | 2,312,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,653,000 | USD | evidence → |
| Interest expense | 546,000 | USD | evidence → |
| Net interest income | 1,107,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 640,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | 484,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,308,000 | USD | evidence → |
| Total capital | 2,510,000 | USD | evidence → |
| Risk-weighted assets | 16,612,000 | USD | evidence → |