Call reports 2012
FIRST EAST SIDE SAVINGS BANK — 2012
What FIRST EAST SIDE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 68,779,000 | 67,147,000 | 65,686,000 |
| Total loans | 41,871,000 | 41,606,000 | 39,765,000 |
| Allowance for loan losses | 1,485,000 | 1,401,000 | 1,404,000 |
| Securities available for sale | 9,568,000 | 9,207,000 | 8,734,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 66,993,000 | 65,914,000 | 64,888,000 |
| Interest-bearing deposits | 65,134,000 | 65,134,000 | 63,010,000 |
| Noninterest-bearing deposits | 1,859,000 | 780,000 | 1,878,000 |
| Equity capital | 1,673,000 | 870,000 | 361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 662,000 | 1,271,000 | 1,859,000 |
| Interest expense | 210,000 | 396,000 | 571,000 |
| Net interest income | 452,000 | 875,000 | 1,288,000 |
| Noninterest income | 13,000 | -2,000 | 6,000 |
| Noninterest expense | 875,000 | 2,119,000 | 3,022,000 |
| Provision for loan losses | 1,085,000 | 1,085,000 | 1,151,000 |
| Pretax income | -1,418,000 | -2,254,000 | -2,802,000 |
| Income tax | 66,000 | 66,000 | 66,000 |
| Net income | -1,484,000 | -2,320,000 | -2,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 1,566,000 | 730,000 | 181,000 |
| Total capital | 2,032,000 | 1,178,000 | 362,000 |
| Risk-weighted assets | 36,213,000 | 34,743,000 | 33,994,000 |