Call reports 2001
FIRST EAST SIDE SAVINGS BANK — 2001
What FIRST EAST SIDE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,549,000 | 81,610,000 | 82,441,000 | 82,205,000 |
| Total loans | 48,287,000 | 55,886,000 | 59,381,000 | 58,139,000 |
| Allowance for loan losses | 194,000 | 218,000 | 227,000 | 236,000 |
| Securities available for sale | 23,630,000 | 16,949,000 | 11,171,000 | 12,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,918,000 | 66,007,000 | 66,668,000 | 66,589,000 |
| Interest-bearing deposits | 64,246,000 | 64,174,000 | 64,540,000 | 64,771,000 |
| Noninterest-bearing deposits | 1,672,000 | 1,833,000 | 2,128,000 | 1,818,000 |
| Equity capital | 12,349,000 | 11,942,000 | 12,099,000 | 12,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,106,000 | 4,590,000 | 6,000,000 |
| Interest expense | 818,000 | 1,525,000 | 2,193,000 | 2,818,000 |
| Net interest income | 771,000 | 1,581,000 | 2,397,000 | 3,182,000 |
| Noninterest income | 43,000 | 128,000 | 180,000 | 216,000 |
| Noninterest expense | 570,000 | 1,369,000 | 1,975,000 | 2,755,000 |
| Provision for loan losses | 9,000 | 33,000 | 42,000 | 51,000 |
| Pretax income | 245,000 | 539,000 | 794,000 | 1,061,000 |
| Income tax | 88,000 | 187,000 | 278,000 | 373,000 |
| Net income | 157,000 | 352,000 | 516,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,524,000 | 11,240,000 | 11,404,000 | 11,599,000 |
| Total capital | 12,211,000 | 11,894,000 | 12,035,000 | 12,130,000 |
| Risk-weighted assets | 46,758,000 | 55,179,000 | 59,744,000 | 59,570,000 |