Call reports 2001
CHEMICAL BANK SOUTH — 2001
What CHEMICAL BANK SOUTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 67,959,000 | 69,644,000 | 72,685,000 |
| Total loans | 37,216,000 | 39,067,000 | 38,471,000 |
| Allowance for loan losses | 683,000 | 659,000 | 656,000 |
| Securities available for sale | 13,743,000 | 13,834,000 | 13,604,000 |
| Securities held to maturity | 6,687,000 | 7,025,000 | 5,494,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 59,455,000 | 60,145,000 | 62,633,000 |
| Interest-bearing deposits | 46,659,000 | 45,746,000 | 47,870,000 |
| Noninterest-bearing deposits | 12,796,000 | 14,399,000 | 14,763,000 |
| Equity capital | 7,131,000 | 7,206,000 | 7,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,139,000 | 2,240,000 | 3,338,000 |
| Interest expense | 414,000 | 797,000 | 1,162,000 |
| Net interest income | 725,000 | 1,443,000 | 2,176,000 |
| Noninterest income | 201,000 | 347,000 | 515,000 |
| Noninterest expense | 593,000 | 1,175,000 | 1,754,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 |
| Pretax income | 327,000 | 611,000 | 927,000 |
| Income tax | 106,000 | 197,000 | 300,000 |
| Net income | 221,000 | 414,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 5,971,000 | 6,102,000 | 6,253,000 |
| Total capital | 6,418,000 | 6,563,000 | 6,726,000 |
| Risk-weighted assets | 35,544,000 | 36,927,000 | 37,636,000 |