Call reports 2004
FLEET BANK (RI), NATIONAL ASSOCIATION — 2004
What FLEET BANK (RI), NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,875,838,000 | 8,567,439,000 | 10,223,769,000 | 9,646,546,000 |
| Total loans | 6,633,114,000 | 6,409,053,000 | 8,393,327,000 | 8,010,158,000 |
| Allowance for loan losses | 203,373,000 | 236,573,000 | 419,379,000 | 485,817,000 |
| Securities available for sale | 10,353,000 | 5,252,000 | 5,313,000 | 5,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,916,000 | 80,437,000 | 72,648,000 | 78,009,000 |
| Interest-bearing deposits | 15,918,000 | 18,806,000 | 22,163,000 | 24,751,000 |
| Noninterest-bearing deposits | 67,998,000 | 61,631,000 | 50,485,000 | 53,258,000 |
| Equity capital | 2,123,540,000 | 2,830,661,000 | 2,829,128,000 | 2,821,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 203,235,000 | 256,162,000 | 515,165,000 | 781,513,000 |
| Interest expense | 16,649,000 | 16,363,000 | 41,558,000 | 77,617,000 |
| Net interest income | 186,586,000 | 239,799,000 | 473,607,000 | 703,896,000 |
| Noninterest income | 138,055,000 | 175,036,000 | 369,051,000 | 548,976,000 |
| Noninterest expense | 148,125,000 | 160,677,000 | 333,370,000 | 464,043,000 |
| Provision for loan losses | 90,934,000 | 206,487,000 | 473,891,000 | 667,574,000 |
| Pretax income | 85,582,000 | 47,671,000 | 35,397,000 | 121,255,000 |
| Income tax | 35,023,000 | 19,103,000 | 16,112,000 | 49,715,000 |
| Net income | 50,559,000 | 28,568,000 | 19,285,000 | 71,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,744,037,000 | 1,706,586,000 | 1,737,127,000 | 1,751,353,000 |
| Total capital | 2,206,821,000 | 2,165,037,000 | 2,203,782,000 | 2,200,314,000 |
| Risk-weighted assets | 9,229,150,000 | 9,094,730,000 | 10,701,143,000 | 9,648,940,000 |