Call reports 2003
FLEET BANK (RI), NATIONAL ASSOCIATION — 2003
What FLEET BANK (RI), NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,396,900,000 | 6,212,235,000 | 6,319,578,000 | 8,403,686,000 |
| Total loans | 5,103,175,000 | 4,959,405,000 | 5,051,256,000 | 7,150,041,000 |
| Allowance for loan losses | 204,119,000 | 203,373,000 | 203,373,000 | 203,373,000 |
| Securities available for sale | 5,429,000 | 5,344,000 | 10,356,000 | 10,323,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,294,000 | 155,534,000 | 175,736,000 | 158,867,000 |
| Interest-bearing deposits | 3,857,000 | 6,803,000 | 9,837,000 | 12,469,000 |
| Noninterest-bearing deposits | 140,437,000 | 148,731,000 | 165,899,000 | 146,398,000 |
| Equity capital | 2,001,054,000 | 2,022,957,000 | 2,039,382,000 | 2,072,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 111,668,000 | 214,719,000 | 329,092,000 | 477,830,000 |
| Interest expense | 15,323,000 | 27,067,000 | 38,353,000 | 52,145,000 |
| Net interest income | 96,345,000 | 187,652,000 | 290,739,000 | 425,685,000 |
| Noninterest income | 150,424,000 | 286,943,000 | 416,818,000 | 561,932,000 |
| Noninterest expense | 130,468,000 | 257,857,000 | 388,655,000 | 529,348,000 |
| Provision for loan losses | 72,769,000 | 136,416,000 | 211,034,000 | 293,688,000 |
| Pretax income | 43,532,000 | 80,322,000 | 107,868,000 | 164,581,000 |
| Income tax | 17,177,000 | 32,085,000 | 43,196,000 | 66,336,000 |
| Net income | 26,355,000 | 48,237,000 | 64,672,000 | 98,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,621,384,000 | 1,643,373,000 | 1,656,396,000 | 1,692,346,000 |
| Total capital | 2,072,581,000 | 2,092,447,000 | 2,106,017,000 | 2,159,966,000 |
| Risk-weighted assets | 7,508,672,000 | 7,243,877,000 | 7,411,315,000 | 9,901,248,000 |