Call reports 2015
MADISON BANK — 2015
What MADISON BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 122,784,000 | 118,944,000 |
| Total loans | 82,769,000 | 80,931,000 |
| Allowance for loan losses | 1,734,000 | 1,769,000 |
| Securities available for sale | 27,959,000 | 27,444,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 102,267,000 | 95,138,000 |
| Interest-bearing deposits | 83,450,000 | 76,448,000 |
| Noninterest-bearing deposits | 18,817,000 | 18,690,000 |
| Equity capital | 12,861,000 | 12,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 1,156,000 | 2,309,000 |
| Interest expense | 83,000 | 165,000 |
| Net interest income | 1,073,000 | 2,144,000 |
| Noninterest income | 262,000 | 497,000 |
| Noninterest expense | 1,090,000 | 2,164,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 245,000 | 477,000 |
| Income tax | 81,000 | 163,000 |
| Net income | 164,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 12,733,000 | 13,012,000 |
| Total capital | 13,806,000 | 14,062,000 |
| Risk-weighted assets | 84,612,000 | 81,975,000 |