Call reports 2014
MADISON BANK — 2014
What MADISON BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,874,000 | 122,378,000 | 120,612,000 | 122,560,000 |
| Total loans | 81,392,000 | 84,780,000 | 82,730,000 | 84,544,000 |
| Allowance for loan losses | 2,153,000 | 2,092,000 | 2,024,000 | 1,707,000 |
| Securities available for sale | 28,294,000 | 25,430,000 | 25,013,000 | 24,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,623,000 | 102,368,000 | 102,970,000 | 101,764,000 |
| Interest-bearing deposits | 86,072,000 | 82,938,000 | 82,865,000 | 83,597,000 |
| Noninterest-bearing deposits | 19,551,000 | 19,430,000 | 20,105,000 | 18,167,000 |
| Equity capital | 11,879,000 | 12,001,000 | 12,024,000 | 12,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,480,000 | 3,672,000 | 4,859,000 |
| Interest expense | 90,000 | 178,000 | 268,000 | 355,000 |
| Net interest income | 1,154,000 | 2,302,000 | 3,404,000 | 4,504,000 |
| Noninterest income | 260,000 | 479,000 | 708,000 | 1,016,000 |
| Noninterest expense | 1,309,000 | 2,653,000 | 3,888,000 | 4,996,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 105,000 | 107,000 | 204,000 | 730,000 |
| Income tax | 36,000 | 32,000 | 67,000 | 199,000 |
| Net income | 69,000 | 75,000 | 137,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,174,000 | 11,511,000 | 11,562,000 | 12,168,000 |
| Total capital | 12,204,000 | 12,545,000 | 12,565,000 | 13,210,000 |
| Risk-weighted assets | 81,258,000 | 81,677,000 | 79,226,000 | 82,658,000 |