Call reports 2013
MADISON BANK — 2013
What MADISON BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 120,709,000 | 124,566,000 | 123,533,000 | 126,530,000 |
| Total loans | 75,775,000 | 78,469,000 | 81,298,000 | 83,183,000 |
| Allowance for loan losses | 2,481,000 | 2,193,000 | 2,117,000 | 2,138,000 |
| Securities available for sale | 21,007,000 | 20,127,000 | 20,658,000 | 24,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,623,000 | 106,228,000 | 107,678,000 | 107,639,000 |
| Interest-bearing deposits | 85,118,000 | 86,255,000 | 85,947,000 | 89,557,000 |
| Noninterest-bearing deposits | 18,505,000 | 19,973,000 | 21,731,000 | 18,082,000 |
| Equity capital | 11,935,000 | 11,677,000 | 11,810,000 | 11,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,576,000 | 3,871,000 | 5,154,000 |
| Interest expense | 110,000 | 215,000 | 312,000 | 406,000 |
| Net interest income | 1,171,000 | 2,361,000 | 3,559,000 | 4,748,000 |
| Noninterest income | 384,000 | 1,189,000 | 1,740,000 | 2,085,000 |
| Noninterest expense | 1,503,000 | 3,068,000 | 4,587,000 | 5,980,000 |
| Provision for loan losses | 105,000 | 140,000 | 140,000 | 140,000 |
| Pretax income | -53,000 | 342,000 | 562,000 | 592,000 |
| Income tax | -16,000 | 117,000 | 191,000 | 231,000 |
| Net income | -37,000 | 225,000 | 371,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,190,000 | 10,904,000 | 11,050,000 | 11,092,000 |
| Total capital | 12,174,000 | 11,941,000 | 12,102,000 | 12,152,000 |
| Risk-weighted assets | 77,193,000 | 81,826,000 | 83,117,000 | 83,732,000 |