Call reports 2012
MADISON BANK — 2012
What MADISON BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 136,920,000 | 127,304,000 | 123,981,000 | 122,067,000 |
| Total loans | 85,233,000 | 84,004,000 | 78,754,000 | 77,020,000 |
| Allowance for loan losses | 2,267,000 | 2,202,000 | 2,318,000 | 2,387,000 |
| Securities available for sale | 16,490,000 | 20,028,000 | 21,347,000 | 21,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,158,000 | 105,896,000 | 107,645,000 | 102,974,000 |
| Interest-bearing deposits | 91,430,000 | 86,533,000 | 87,782,000 | 85,742,000 |
| Noninterest-bearing deposits | 22,728,000 | 19,363,000 | 19,863,000 | 17,232,000 |
| Equity capital | 12,240,000 | 12,355,000 | 12,063,000 | 12,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,854,000 | 4,245,000 | 5,593,000 |
| Interest expense | 227,000 | 419,000 | 582,000 | 705,000 |
| Net interest income | 1,213,000 | 2,435,000 | 3,663,000 | 4,888,000 |
| Noninterest income | 194,000 | 694,000 | 945,000 | 1,345,000 |
| Noninterest expense | 1,554,000 | 3,060,000 | 4,991,000 | 6,438,000 |
| Provision for loan losses | 245,000 | 365,000 | 485,000 | 605,000 |
| Pretax income | -392,000 | -195,000 | -767,000 | -709,000 |
| Income tax | -132,000 | -65,000 | -261,000 | -234,000 |
| Net income | -260,000 | -130,000 | -506,000 | -475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,773,000 | 11,903,000 | 11,527,000 | 11,278,000 |
| Total capital | 12,872,000 | 12,971,000 | 12,535,000 | 12,282,000 |
| Risk-weighted assets | 86,744,000 | 84,308,000 | 79,316,000 | 78,943,000 |