Call reports 2011
MADISON BANK — 2011
What MADISON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 150,233,000 | 142,940,000 | 138,618,000 | 136,265,000 |
| Total loans | 93,230,000 | 93,098,000 | 88,676,000 | 84,634,000 |
| Allowance for loan losses | 2,263,000 | 2,194,000 | 2,149,000 | 2,080,000 |
| Securities available for sale | 18,828,000 | 17,902,000 | 16,507,000 | 16,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,626,000 | 120,790,000 | 117,222,000 | 112,947,000 |
| Interest-bearing deposits | 107,756,000 | 101,191,000 | 95,618,000 | 93,129,000 |
| Noninterest-bearing deposits | 18,870,000 | 19,599,000 | 21,604,000 | 19,818,000 |
| Equity capital | 12,792,000 | 12,774,000 | 12,724,000 | 12,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,068,000 | 4,550,000 | 6,044,000 |
| Interest expense | 392,000 | 735,000 | 1,016,000 | 1,264,000 |
| Net interest income | 1,105,000 | 2,333,000 | 3,534,000 | 4,780,000 |
| Noninterest income | 379,000 | 693,000 | 1,219,000 | 1,502,000 |
| Noninterest expense | 1,544,000 | 3,173,000 | 4,885,000 | 6,592,000 |
| Provision for loan losses | 150,000 | 300,000 | 700,000 | 850,000 |
| Pretax income | -210,000 | -416,000 | -644,000 | -972,000 |
| Income tax | -2,000 | 0 | -218,000 | -327,000 |
| Net income | -208,000 | -416,000 | -426,000 | -645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,845,000 | 12,638,000 | 12,628,000 | 12,033,000 |
| Total capital | 14,039,000 | 13,829,000 | 13,774,000 | 13,113,000 |
| Risk-weighted assets | 94,435,000 | 94,294,000 | 90,705,000 | 85,400,000 |