Call reports 2010
MADISON BANK — 2010
What MADISON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 139,703,000 | 139,996,000 | 151,160,000 | 152,324,000 |
| Total loans | 106,901,000 | 105,333,000 | 102,597,000 | 95,762,000 |
| Allowance for loan losses | 2,210,000 | 2,091,000 | 2,257,000 | 2,201,000 |
| Securities available for sale | 17,070,000 | 17,468,000 | 17,458,000 | 16,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,554,000 | 115,824,000 | 128,459,000 | 127,369,000 |
| Interest-bearing deposits | 95,557,000 | 94,813,000 | 108,919,000 | 109,216,000 |
| Noninterest-bearing deposits | 19,997,000 | 21,011,000 | 19,540,000 | 18,153,000 |
| Equity capital | 12,356,000 | 12,908,000 | 13,096,000 | 12,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,479,000 | 5,209,000 | 6,910,000 |
| Interest expense | 450,000 | 866,000 | 1,268,000 | 1,688,000 |
| Net interest income | 1,263,000 | 2,613,000 | 3,941,000 | 5,222,000 |
| Noninterest income | 385,000 | 671,000 | 1,119,000 | 1,609,000 |
| Noninterest expense | 1,510,000 | 3,073,000 | 4,640,000 | 6,229,000 |
| Provision for loan losses | 150,000 | 600,000 | 810,000 | 1,000,000 |
| Pretax income | 7,000 | -370,000 | 128,000 | 121,000 |
| Income tax | 2,000 | 9,000 | 45,000 | 35,000 |
| Net income | 5,000 | -379,000 | 83,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,320,000 | 12,586,000 | 13,048,000 | 13,053,000 |
| Total capital | 13,647,000 | 13,895,000 | 14,353,000 | 14,306,000 |
| Risk-weighted assets | 105,286,000 | 103,898,000 | 103,423,000 | 99,321,000 |