Call reports 2009
MADISON BANK — 2009
What MADISON BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 140,207,000 | 140,487,000 | 136,863,000 | 149,604,000 |
| Total loans | 113,800,000 | 109,633,000 | 108,441,000 | 108,298,000 |
| Allowance for loan losses | 1,681,000 | 1,589,000 | 1,567,000 | 2,391,000 |
| Securities available for sale | 15,234,000 | 16,279,000 | 13,999,000 | 15,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,862,000 | 115,668,000 | 113,860,000 | 126,346,000 |
| Interest-bearing deposits | 95,718,000 | 93,630,000 | 93,750,000 | 106,458,000 |
| Noninterest-bearing deposits | 20,144,000 | 22,038,000 | 20,110,000 | 19,888,000 |
| Equity capital | 10,713,000 | 10,619,000 | 12,271,000 | 11,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,849,000 | 3,719,000 | 5,636,000 | 7,480,000 |
| Interest expense | 703,000 | 1,298,000 | 1,833,000 | 2,326,000 |
| Net interest income | 1,146,000 | 2,421,000 | 3,803,000 | 5,154,000 |
| Noninterest income | 387,000 | 882,000 | 1,396,000 | 1,881,000 |
| Noninterest expense | 1,517,000 | 3,074,000 | 4,708,000 | 6,455,000 |
| Provision for loan losses | 90,000 | 180,000 | 450,000 | 1,306,000 |
| Pretax income | -37,000 | 86,000 | 146,000 | -621,000 |
| Income tax | -6,000 | 30,000 | 51,000 | -224,000 |
| Net income | -31,000 | 56,000 | 95,000 | -397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,497,000 | 10,585,000 | 12,123,000 | 11,565,000 |
| Total capital | 11,872,000 | 11,912,000 | 13,439,000 | 12,920,000 |
| Risk-weighted assets | 109,659,000 | 105,927,000 | 105,052,000 | 107,351,000 |