Call reports 2002
MADISON BANK — 2002
What MADISON BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,895,000 | 94,318,000 | 96,438,000 | 102,339,000 |
| Total loans | 78,554,000 | 78,476,000 | 77,136,000 | 82,961,000 |
| Allowance for loan losses | 990,000 | 1,030,000 | 1,087,000 | 1,144,000 |
| Securities available for sale | 9,753,000 | 9,548,000 | 10,777,000 | 9,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,695,000 | 73,620,000 | 74,885,000 | 81,074,000 |
| Interest-bearing deposits | 60,374,000 | 63,197,000 | 64,257,000 | 69,980,000 |
| Noninterest-bearing deposits | 10,321,000 | 10,423,000 | 10,627,000 | 11,094,000 |
| Equity capital | 6,878,000 | 6,962,000 | 7,229,000 | 7,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,425,000 | 5,126,000 | 6,846,000 |
| Interest expense | 641,000 | 1,234,000 | 1,809,000 | 2,386,000 |
| Net interest income | 1,054,000 | 2,191,000 | 3,317,000 | 4,460,000 |
| Noninterest income | 148,000 | 333,000 | 535,000 | 794,000 |
| Noninterest expense | 913,000 | 1,856,000 | 2,781,000 | 3,763,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 229,000 | 548,000 | 896,000 | 1,257,000 |
| Income tax | 77,000 | 186,000 | 304,000 | 427,000 |
| Net income | 152,000 | 362,000 | 592,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,759,000 | 6,793,000 | 7,024,000 | 7,186,000 |
| Total capital | 7,708,000 | 7,745,000 | 7,969,000 | 8,170,000 |
| Risk-weighted assets | 75,913,000 | 76,102,000 | 75,457,000 | 78,580,000 |