Call reports 2001
MADISON BANK — 2001
What MADISON BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 92,426,000 | 88,088,000 | 85,231,000 | 90,068,000 |
| Total loans | 71,671,000 | 70,289,000 | 68,235,000 | 73,845,000 |
| Allowance for loan losses | 786,000 | 821,000 | 883,000 | 930,000 |
| Securities available for sale | 11,343,000 | 11,702,000 | 9,978,000 | 9,744,000 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,700,000 | 67,853,000 | 65,757,000 | 69,351,000 |
| Interest-bearing deposits | 63,689,000 | 60,152,000 | 58,197,000 | 59,808,000 |
| Noninterest-bearing deposits | 9,011,000 | 7,701,000 | 7,560,000 | 9,543,000 |
| Equity capital | 6,706,000 | 6,577,000 | 6,652,000 | 6,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,886,000 | 3,749,000 | 5,511,000 | 7,227,000 |
| Interest expense | 1,055,000 | 1,986,000 | 2,795,000 | 3,520,000 |
| Net interest income | 831,000 | 1,763,000 | 2,716,000 | 3,707,000 |
| Noninterest income | 168,000 | 320,000 | 472,000 | 658,000 |
| Noninterest expense | 859,000 | 1,693,000 | 2,565,000 | 3,448,000 |
| Provision for loan losses | 75,000 | 135,000 | 195,000 | 255,000 |
| Pretax income | 71,000 | 261,000 | 436,000 | 670,000 |
| Income tax | 22,000 | 87,000 | 149,000 | 214,000 |
| Net income | 49,000 | 174,000 | 287,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,571,000 | 6,447,000 | 6,435,000 | 6,607,000 |
| Total capital | 7,357,000 | 7,268,000 | 7,265,000 | 7,502,000 |
| Risk-weighted assets | 67,682,000 | 66,577,000 | 66,315,000 | 71,572,000 |