Call reports 2026
BANK OF ELGIN — 2026
What BANK OF ELGIN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 83,957,000 | 87,275,000 |
| Total loans | 55,919,000 | 58,077,000 |
| Allowance for loan losses | 780,000 | 780,000 |
| Securities available for sale | 15,029,000 | 16,437,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 72,208,000 | 74,690,000 |
| Interest-bearing deposits | 53,627,000 | 54,118,000 |
| Noninterest-bearing deposits | 18,581,000 | 20,572,000 |
| Equity capital | 11,457,000 | 12,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,103,000 | 2,284,000 |
| Interest expense | 248,000 | 507,000 |
| Net interest income | 855,000 | 1,777,000 |
| Noninterest income | 75,000 | 152,000 |
| Noninterest expense | 449,000 | 893,000 |
| Provision for loan losses | 30,000 | 30,000 |
| Pretax income | 451,000 | 1,006,000 |
| Income tax | 0 | 0 |
| Net income | 451,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,996,000 | 11,551,000 |