Call report 2025Q4
BANK OF ELGIN — 2025Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,410,000 | USD | evidence → |
| Total loans | 60,271,000 | USD | evidence → |
| Allowance for loan losses | 750,000 | USD | evidence → |
| Securities available for sale | 14,238,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,501,000 | USD | evidence → |
| Interest-bearing deposits | 53,876,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,625,000 | USD | evidence → |
| Equity capital | 12,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,406,000 | USD | evidence → |
| Interest expense | 1,027,000 | USD | evidence → |
| Net interest income | 3,379,000 | USD | evidence → |
| Noninterest income | 415,000 | USD | evidence → |
| Noninterest expense | 1,939,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,765,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,732,000 | USD | evidence → |