Call report 2025Q2
BANK OF ELGIN — 2025Q2
The 22 measures BANK OF ELGIN reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,159,000 | USD | evidence → |
| Total loans | 54,994,000 | USD | evidence → |
| Allowance for loan losses | 690,000 | USD | evidence → |
| Securities available for sale | 14,741,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,841,000 | USD | evidence → |
| Interest-bearing deposits | 49,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,403,000 | USD | evidence → |
| Equity capital | 11,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,135,000 | USD | evidence → |
| Interest expense | 495,000 | USD | evidence → |
| Net interest income | 1,640,000 | USD | evidence → |
| Noninterest income | 147,000 | USD | evidence → |
| Noninterest expense | 942,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 815,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 815,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,813,000 | USD | evidence → |