Call reports 2022
BANK OF ELGIN — 2022
What BANK OF ELGIN reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 73,172,000 | 72,386,000 | 72,826,000 | 76,365,000 |
| Total loans | 38,137,000 | 41,154,000 | 39,518,000 | 44,947,000 |
| Allowance for loan losses | 660,000 | 660,000 | 660,000 | 660,000 |
| Securities available for sale | 9,041,000 | 8,799,000 | 8,256,000 | 8,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,564,000 | 62,520,000 | 62,922,000 | 66,556,000 |
| Interest-bearing deposits | 42,007,000 | 41,373,000 | 42,775,000 | 43,694,000 |
| Noninterest-bearing deposits | 21,557,000 | 21,147,000 | 20,147,000 | 22,862,000 |
| Equity capital | 8,707,000 | 8,689,000 | 8,744,000 | 9,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 939,000 | 1,517,000 | 2,219,000 |
| Interest expense | 27,000 | 55,000 | 86,000 | 131,000 |
| Net interest income | 420,000 | 884,000 | 1,431,000 | 2,088,000 |
| Noninterest income | 55,000 | 107,000 | 226,000 | 349,000 |
| Noninterest expense | 337,000 | 678,000 | 1,008,000 | 1,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 313,000 | 649,000 | 1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 313,000 | 649,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,769,000 | 8,944,000 | 9,280,000 | 9,771,000 |