Call reports 2021
BANK OF ELGIN — 2021
What BANK OF ELGIN reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 67,965,000 | 66,166,000 | 66,428,000 | 71,414,000 |
| Total loans | 42,873,000 | 45,587,000 | 41,576,000 | 43,595,000 |
| Allowance for loan losses | 658,000 | 658,000 | 659,000 | 659,000 |
| Securities available for sale | 3,154,000 | 7,733,000 | 7,448,000 | 10,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,638,000 | 56,350,000 | 56,210,000 | 60,658,000 |
| Interest-bearing deposits | 38,913,000 | 38,846,000 | 39,159,000 | 40,450,000 |
| Noninterest-bearing deposits | 19,725,000 | 17,504,000 | 17,051,000 | 20,208,000 |
| Equity capital | 9,230,000 | 9,595,000 | 9,818,000 | 9,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 967,000 | 1,471,000 | 2,500,000 |
| Interest expense | 35,000 | 66,000 | 97,000 | 125,000 |
| Net interest income | 457,000 | 901,000 | 1,374,000 | 2,375,000 |
| Noninterest income | 373,000 | 652,000 | 753,000 | 552,000 |
| Noninterest expense | 328,000 | 664,000 | 1,008,000 | 1,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 502,000 | 889,000 | 1,119,000 | 1,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 502,000 | 889,000 | 1,119,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,639,000 | 9,026,000 | 9,255,000 | 9,475,000 |