Call reports 2017
BANK OF ELGIN — 2017
What BANK OF ELGIN reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 57,972,000 | 57,332,000 | 55,303,000 | 59,364,000 |
| Total loans | 36,043,000 | 36,679,000 | 38,223,000 | 42,506,000 |
| Allowance for loan losses | 598,000 | 598,000 | 599,000 | 600,000 |
| Securities available for sale | 3,398,000 | 3,364,000 | 4,034,000 | 3,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,794,000 | 49,230,000 | 46,722,000 | 49,692,000 |
| Interest-bearing deposits | 35,210,000 | 36,017,000 | 33,968,000 | 34,309,000 |
| Noninterest-bearing deposits | 14,584,000 | 13,213,000 | 12,754,000 | 15,383,000 |
| Equity capital | 6,870,000 | 7,141,000 | 7,449,000 | 7,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 996,000 | 1,528,000 | 2,086,000 |
| Interest expense | 33,000 | 69,000 | 104,000 | 140,000 |
| Net interest income | 455,000 | 927,000 | 1,424,000 | 1,946,000 |
| Noninterest income | 62,000 | 115,000 | 221,000 | 337,000 |
| Noninterest expense | 301,000 | 587,000 | 870,000 | 1,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 216,000 | 455,000 | 775,000 | 1,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 455,000 | 775,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,318,000 | 6,557,000 | 6,876,000 | 7,172,000 |
| Total capital | 6,781,000 | 7,028,000 | 7,362,000 | 7,709,000 |
| Risk-weighted assets | 36,937,000 | 37,514,000 | 38,703,000 | 42,911,000 |