Call report 2015Q4
BANK OF ELGIN — 2015Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,379,000 | USD | evidence → |
| Total loans | 42,631,000 | USD | evidence → |
| Allowance for loan losses | 596,000 | USD | evidence → |
| Securities available for sale | 3,790,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,707,000 | USD | evidence → |
| Interest-bearing deposits | 34,772,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,935,000 | USD | evidence → |
| Equity capital | 6,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,054,000 | USD | evidence → |
| Interest expense | 173,000 | USD | evidence → |
| Net interest income | 1,881,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 1,205,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 861,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 840,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,821,000 | USD | evidence → |
| Total capital | 6,355,000 | USD | evidence → |
| Risk-weighted assets | 42,671,000 | USD | evidence → |