Call report 2014Q4
BANK OF ELGIN — 2014Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,073,000 | USD | evidence → |
| Total loans | 45,594,000 | USD | evidence → |
| Allowance for loan losses | 494,000 | USD | evidence → |
| Securities available for sale | 4,587,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,724,000 | USD | evidence → |
| Interest-bearing deposits | 36,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,377,000 | USD | evidence → |
| Equity capital | 6,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,092,000 | USD | evidence → |
| Interest expense | 189,000 | USD | evidence → |
| Net interest income | 1,903,000 | USD | evidence → |
| Noninterest income | 259,000 | USD | evidence → |
| Noninterest expense | 1,157,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 945,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 921,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,341,000 | USD | evidence → |
| Total capital | 5,835,000 | USD | evidence → |
| Risk-weighted assets | 46,838,000 | USD | evidence → |