Call report 2008Q4
BANK OF ELGIN — 2008Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,595,000 | USD | evidence → |
| Total loans | 27,081,000 | USD | evidence → |
| Allowance for loan losses | 369,000 | USD | evidence → |
| Securities available for sale | 6,989,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,362,000 | USD | evidence → |
| Interest-bearing deposits | 24,877,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,485,000 | USD | evidence → |
| Equity capital | 3,964,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,385,000 | USD | evidence → |
| Interest expense | 931,000 | USD | evidence → |
| Net interest income | 1,454,000 | USD | evidence → |
| Noninterest income | 243,000 | USD | evidence → |
| Noninterest expense | 987,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 710,000 | USD | evidence → |
| Income tax | 16,000 | USD | evidence → |
| Net income | 694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,365,000 | USD | evidence → |
| Total capital | 3,734,000 | USD | evidence → |
| Risk-weighted assets | 31,339,000 | USD | evidence → |