Call report 2005Q4
BANK OF ELGIN — 2005Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,176,000 | USD | evidence → |
| Total loans | 26,788,000 | USD | evidence → |
| Allowance for loan losses | 513,000 | USD | evidence → |
| Securities available for sale | 9,675,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,388,000 | USD | evidence → |
| Interest-bearing deposits | 26,066,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,322,000 | USD | evidence → |
| Equity capital | 3,416,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,336,000 | USD | evidence → |
| Interest expense | 805,000 | USD | evidence → |
| Net interest income | 1,531,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 1,070,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 684,000 | USD | evidence → |
| Income tax | 15,000 | USD | evidence → |
| Net income | 669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,993,000 | USD | evidence → |
| Total capital | 3,375,000 | USD | evidence → |
| Risk-weighted assets | 30,499,000 | USD | evidence → |