Call report 2005Q1
BANK OF ELGIN — 2005Q1
The 22 measures BANK OF ELGIN reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,780,000 | USD | evidence → |
| Total loans | 24,212,000 | USD | evidence → |
| Allowance for loan losses | 514,000 | USD | evidence → |
| Securities available for sale | 10,673,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,745,000 | USD | evidence → |
| Interest-bearing deposits | 24,656,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,090,000 | USD | evidence → |
| Equity capital | 3,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 531,000 | USD | evidence → |
| Interest expense | 173,000 | USD | evidence → |
| Net interest income | 358,000 | USD | evidence → |
| Noninterest income | 56,000 | USD | evidence → |
| Noninterest expense | 223,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 185,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,005,000 | USD | evidence → |
| Total capital | 3,350,000 | USD | evidence → |
| Risk-weighted assets | 27,441,000 | USD | evidence → |