Call report 2004Q3
BANK OF ELGIN — 2004Q3
The 22 measures BANK OF ELGIN reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,734,000 | USD | evidence → |
| Total loans | 25,632,000 | USD | evidence → |
| Allowance for loan losses | 487,000 | USD | evidence → |
| Securities available for sale | 10,468,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 29,804,000 | USD | evidence → |
| Interest-bearing deposits | 24,852,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,952,000 | USD | evidence → |
| Equity capital | 3,789,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,578,000 | USD | evidence → |
| Interest expense | 468,000 | USD | evidence → |
| Net interest income | 1,110,000 | USD | evidence → |
| Noninterest income | 155,000 | USD | evidence → |
| Noninterest expense | 655,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 613,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 602,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,161,000 | USD | evidence → |
| Total capital | 3,528,000 | USD | evidence → |
| Risk-weighted assets | 29,225,000 | USD | evidence → |