Call report 2003Q4
BANK OF ELGIN — 2003Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,679,000 | USD | evidence → |
| Total loans | 24,783,000 | USD | evidence → |
| Allowance for loan losses | 428,000 | USD | evidence → |
| Securities available for sale | 10,810,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,892,000 | USD | evidence → |
| Interest-bearing deposits | 27,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,556,000 | USD | evidence → |
| Equity capital | 3,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,990,000 | USD | evidence → |
| Interest expense | 748,000 | USD | evidence → |
| Net interest income | 1,242,000 | USD | evidence → |
| Noninterest income | 222,000 | USD | evidence → |
| Noninterest expense | 897,000 | USD | evidence → |
| Provision for loan losses | 64,000 | USD | evidence → |
| Pretax income | 503,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 384,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,899,000 | USD | evidence → |
| Total capital | 3,264,000 | USD | evidence → |
| Risk-weighted assets | 29,154,000 | USD | evidence → |