Call report 2002Q4
BANK OF ELGIN — 2002Q4
The 22 measures BANK OF ELGIN reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,584,000 | USD | evidence → |
| Total loans | 23,594,000 | USD | evidence → |
| Allowance for loan losses | 342,000 | USD | evidence → |
| Securities available for sale | 9,675,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,338,000 | USD | evidence → |
| Interest-bearing deposits | 25,853,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,485,000 | USD | evidence → |
| Equity capital | 3,571,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,058,000 | USD | evidence → |
| Interest expense | 911,000 | USD | evidence → |
| Net interest income | 1,147,000 | USD | evidence → |
| Noninterest income | 200,000 | USD | evidence → |
| Noninterest expense | 788,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 539,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,842,000 | USD | evidence → |
| Total capital | 3,184,000 | USD | evidence → |
| Risk-weighted assets | 27,288,000 | USD | evidence → |