Call reports 2020
MCFARLAND STATE BANK — 2020
What MCFARLAND STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 |
|---|---|
| Total assets | 585,024,000 |
| Total loans | 462,814,000 |
| Allowance for loan losses | 45,000 |
| Securities available for sale | 50,573,000 |
| Securities held to maturity | 1,050,000 |
| Trading assets | 0 |
| Total deposits | 445,755,000 |
| Interest-bearing deposits | 339,481,000 |
| Noninterest-bearing deposits | 106,274,000 |
| Equity capital | 78,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 |
|---|---|
| Interest income | 1,109,000 |
| Interest expense | 240,000 |
| Net interest income | 869,000 |
| Noninterest income | 189,000 |
| Noninterest expense | 448,000 |
| Provision for loan losses | 45,000 |
| Pretax income | 565,000 |
| Income tax | 153,000 |
| Net income | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 |
|---|---|
| Tier 1 capital | 46,260,000 |
| Total capital | 46,305,000 |
| Risk-weighted assets | 498,293,000 |