Call reports 2019
MCFARLAND STATE BANK — 2019
What MCFARLAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 515,288,000 | 516,190,000 | 502,365,000 | 527,773,000 |
| Total loans | 422,297,000 | 432,770,000 | 422,845,000 | 437,629,000 |
| Allowance for loan losses | 6,041,000 | 6,070,000 | 6,071,000 | 6,058,000 |
| Securities available for sale | 46,272,000 | 44,287,000 | 41,349,000 | 55,192,000 |
| Securities held to maturity | 1,050,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,668,000 | 428,623,000 | 405,787,000 | 421,010,000 |
| Interest-bearing deposits | 309,283,000 | 312,204,000 | 305,316,000 | 311,679,000 |
| Noninterest-bearing deposits | 106,385,000 | 116,419,000 | 100,471,000 | 109,331,000 |
| Equity capital | 55,177,000 | 56,786,000 | 59,350,000 | 61,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,616,000 | 11,563,000 | 17,827,000 | 23,536,000 |
| Interest expense | 1,406,000 | 2,830,000 | 4,347,000 | 5,672,000 |
| Net interest income | 4,210,000 | 8,733,000 | 13,480,000 | 17,864,000 |
| Noninterest income | 601,000 | 1,382,000 | 1,651,000 | 2,835,000 |
| Noninterest expense | 3,339,000 | 6,914,000 | 10,348,000 | 14,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,495,000 | 3,224,000 | 5,656,000 | 7,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,495,000 | 3,224,000 | 5,656,000 | 7,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,170,000 | 56,423,000 | 58,881,000 | 60,789,000 |
| Total capital | 60,643,000 | 61,991,000 | 64,276,000 | 66,384,000 |
| Risk-weighted assets | 437,339,000 | 444,901,000 | 430,945,000 | 447,100,000 |