Call reports 2018
MCFARLAND STATE BANK — 2018
What MCFARLAND STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 492,878,000 | 490,519,000 | 497,568,000 | 492,524,000 |
| Total loans | 404,223,000 | 403,415,000 | 412,369,000 | 412,869,000 |
| Allowance for loan losses | 6,045,000 | 6,044,000 | 6,044,000 | 6,041,000 |
| Securities available for sale | 49,686,000 | 49,719,000 | 49,520,000 | 48,448,000 |
| Securities held to maturity | 1,050,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,885,000 | 372,709,000 | 370,008,000 | 365,764,000 |
| Interest-bearing deposits | 270,315,000 | 265,669,000 | 270,449,000 | 273,458,000 |
| Noninterest-bearing deposits | 95,570,000 | 107,040,000 | 99,559,000 | 92,306,000 |
| Equity capital | 50,919,000 | 50,863,000 | 51,882,000 | 52,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,130,000 | 10,305,000 | 15,717,000 | 21,299,000 |
| Interest expense | 881,000 | 1,901,000 | 3,030,000 | 4,250,000 |
| Net interest income | 4,249,000 | 8,404,000 | 12,687,000 | 17,049,000 |
| Noninterest income | 617,000 | 1,391,000 | 2,070,000 | 1,959,000 |
| Noninterest expense | 3,072,000 | 6,399,000 | 9,546,000 | 13,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,794,000 | 3,396,000 | 5,233,000 | 5,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,794,000 | 3,396,000 | 5,233,000 | 5,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,715,000 | 51,836,000 | 53,198,000 | 53,657,000 |
| Total capital | 64,148,000 | 64,191,000 | 65,668,000 | 59,019,000 |
| Risk-weighted assets | 434,035,000 | 427,747,000 | 437,008,000 | 428,307,000 |