Call reports 2017
MCFARLAND STATE BANK — 2017
What MCFARLAND STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 455,445,000 | 470,298,000 | 462,239,000 | 483,546,000 |
| Total loans | 403,048,000 | 406,697,000 | 412,728,000 | 419,202,000 |
| Allowance for loan losses | 7,519,000 | 8,022,000 | 8,028,000 | 6,044,000 |
| Securities available for sale | 22,982,000 | 22,715,000 | 22,447,000 | 31,647,000 |
| Securities held to maturity | 1,250,000 | 1,050,000 | 1,050,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,292,000 | 358,921,000 | 356,227,000 | 358,434,000 |
| Interest-bearing deposits | 245,735,000 | 254,933,000 | 257,140,000 | 256,795,000 |
| Noninterest-bearing deposits | 94,557,000 | 103,988,000 | 99,087,000 | 101,639,000 |
| Equity capital | 47,553,000 | 48,544,000 | 49,727,000 | 51,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,557,000 | 9,387,000 | 14,298,000 | 19,293,000 |
| Interest expense | 551,000 | 1,180,000 | 1,835,000 | 2,549,000 |
| Net interest income | 4,006,000 | 8,207,000 | 12,463,000 | 16,744,000 |
| Noninterest income | 622,000 | 1,266,000 | 1,927,000 | 2,637,000 |
| Noninterest expense | 2,731,000 | 5,693,000 | 8,183,000 | 11,156,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000,000 |
| Pretax income | 1,897,000 | 3,780,000 | 6,207,000 | 10,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,897,000 | 3,780,000 | 6,207,000 | 10,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,561,000 | 48,462,000 | 49,696,000 | 51,443,000 |
| Total capital | 60,319,000 | 61,248,000 | 62,472,000 | 63,998,000 |
| Risk-weighted assets | 458,853,000 | 460,625,000 | 459,860,000 | 443,942,000 |