Call reports 2016
MCFARLAND STATE BANK — 2016
What MCFARLAND STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 422,413,000 | 424,524,000 | 439,165,000 | 434,930,000 |
| Total loans | 361,888,000 | 367,699,000 | 383,806,000 | 383,488,000 |
| Allowance for loan losses | 7,705,000 | 6,867,000 | 7,411,000 | 7,450,000 |
| Securities available for sale | 25,699,000 | 25,297,000 | 24,379,000 | 23,580,000 |
| Securities held to maturity | 1,900,000 | 1,900,000 | 1,900,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,111,000 | 313,432,000 | 314,216,000 | 324,336,000 |
| Interest-bearing deposits | 227,587,000 | 219,804,000 | 224,818,000 | 234,265,000 |
| Noninterest-bearing deposits | 81,524,000 | 93,628,000 | 89,398,000 | 90,071,000 |
| Equity capital | 45,668,000 | 46,506,000 | 47,268,000 | 46,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,698,000 | 9,352,000 | 14,058,000 | 18,749,000 |
| Interest expense | 763,000 | 1,490,000 | 1,967,000 | 2,466,000 |
| Net interest income | 3,935,000 | 7,862,000 | 12,091,000 | 16,283,000 |
| Noninterest income | 727,000 | 1,312,000 | 1,958,000 | 3,006,000 |
| Noninterest expense | 2,645,000 | 6,459,000 | 9,356,000 | 13,552,000 |
| Provision for loan losses | 0 | -1,000,000 | -1,000,000 | -1,000,000 |
| Pretax income | 2,017,000 | 3,715,000 | 5,693,000 | 6,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,017,000 | 3,715,000 | 5,693,000 | 6,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,354,000 | 45,982,000 | 46,841,000 | 46,705,000 |
| Total capital | 57,526,000 | 58,282,000 | 59,401,000 | 59,230,000 |
| Risk-weighted assets | 411,208,000 | 422,411,000 | 442,969,000 | 440,083,000 |